Hiligaynon
The letter "n" in Visayan is pronounced as in English. If often combines with a following "g" to represent a nasal sound that can only be learned by hearing. A tilde over the "n" or over the "g" indicates that they form together a double consonant having the said nasal sound, e.g. nga, ngílo, ngí-ngi, ngóy-ngoy, ngurî-ngúrì, etc. There is something of the same effect in the English words "singing, ringing, swinging", but the "ng" of Visayan has a stronger nasalization.